How it Works

How we get you your money, quickly

Here are the basics

Get access to the money in your home

Loans from Infinity Private Mortgages is a mortgage against your property or other form of real estate that you own. We offer what are called 'first' and 'second' mortgages. These loans give you access to capital you can spend on anything you need to improve your quality of life.

Your home has almost certainly increased in value since you bought it, so you actually have access to even more capital than you might think.

Homes on a suburban street

Get your money fast & easily

Here's how we keep it simple for you

1. Apply online for free

Use our free online application form to get started.

2. We approve you

We'll contact you within 24 hours with your loan approval.

3. Get your loan

You'll get access to your loan, and you can begin using your cash immediately.

An older couple smiling at home

We like making it simple

If you own your home, you're approved

We're different than a bank, because we use a streamlined application process that benefits you. This specialized process lets us confirm you're eligible within 24 hours, allowing us to even deposit your money in your bank within the same day as your application!

Let's talk about 'equity'

Here's how you can find out how much equity you have

Subtract the amount you owe on your current mortgage from the current value of your home or property. That number is your home equity, which you can convert into capital for your financial needs.

Current value of your home

Amount owed on your mortgage

Your home equity

Get approved

Get your free, no-obligation quote today

Need capital for home or auto repairs, or even to consolidate your debt? Get in touch with our team today to gain access to your home equity — and get your money today with Infinity Private Mortgages!

Apply Online

Frequently asked questions

Still have a question?

Home Equity Loans

What is a home equity loan?

This is a loan based on your home equity, which allows you to access the capital inside of your home for any financial need or purpose.

What can I use a home equity loan for?

Anything you need! There are lots of reasons why you might need access to additional capital quickly.

How long does a home equity loan take to close?

With Infinity Private Mortgages, you can get your home equity loan approved within 24 hours!

How do I apply for a home equity loan online?

You can use our website to complete your application in minutes, which we'll review and approve within 24 hours for you.

Payments and Calculations

How do I calculate the equity in my home?

Take the value of your home and subtract the amount you still owe on your mortgage. That amount is your home equity value.

How will I repay my home equity loan?

Your loan specialist at Infinity Private Mortgages will work with you to organize a recurring, automatic withdrawal from your bank account.

Can I get a line of credit with Infinity Private Mortgages?

No. Our company offers home equity loans instead, which allow you to get money for your financial needs through the value of your home.

What is a second mortgage?

This is another term for home equity loans, which allow you to access the capital in your home for any financial need or purpose.

Do I have to be in Alberta to get a loan with Infinity Private Mortgages?

Yes, at this time we are focusing on our Alberta clientele. Our team is continuing to grow, and we are striving for nation-wide access!

Can I get a home equity loan if I am self-employed?

Yes. We are working with the value of your home, and not necessarily your employment status.

Apply and get approved in just one day

Get your money today when you start a free online application with us. Simply use our application form, and we'll give you a free quote within 24 hours.

Apply Online